| Question 17:	I have an issue with my automobile insurance. Who can help me?
 The first step  when dealing with an issue is to speak to the insurance representative through  which you obtained automobile insurance (e.g.; broker, agent or direct writer).  Insurers typically have an internal complaint process that policyholders can  avail of when an issue arises.
 In circumstances  where the issue cannot be resolved between you and your insurance company, you  may contact the Board or the Superintendent of Insurance.  
            For inquiries regarding automobile insurance  rates, risk classification systems and underwriting guidelines you may contact  the Board for additional assistance as follows: 
            Inquiries related to all other automobile  insurance matters should be directed to the Superintendent of Insurance.  Information regarding the Superintendent of Insurance’s complaint process can  be found on the Service NL website as follows: https://www.gov.nl.ca/snl/insurance/complaint-process/ |  | Navigation Menu Applications and Proceedings
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