1998 - 1999 Summary of Board Orders: Under The Automobile Insurance Act

SUMMARY OF ORDERS OF THE BOARD ISSUED DURING 1998-1999

UNDER

THE AUTOMOBILE INSURANCE ACT
CHAPTER - 22, 1990

NAME OF APPLICANT	APPLICATION	DECISION	ORDER NO.
Canada Life Casualty Insurance Company	Application to implement a new rating program for its motorcycle class of business	Approved as a result of a meeting of the Board	A.I. 1
Echelon General Insurance Company	Application to implement new rating programs for its private passenger, and its motorcycle, snow vehicle, trailer, and camper coach classes of business	Approved as a result of a meeting of the Board	A.I. 2
Co-operators General Insurance Company	Application to implement revised rates for its camper coach class of business	Approved as a result of a meeting of the Board	A.I. 3
Co-operators General Insurance Company	Application to implement revised rates for its private trailer class of business	Approved as a result of a meeting of the Board	A.I. 4
Axa Canada on behalf of Insurance Corporation of Newfoundland	Application to correct the short-commute discount approved in A.I. 53 (1997-98) to show the variance between territory 1, and territories 2 & 3 rates	Approved as a result of a meeting of the Board	A.I. 5
Royal & Sunalliance	Application to increase its current (1992) taxi rates (public passenger)	Approved as a result of a meeting of the Board	A.I. 6
Dominion of Canada General Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business	Private Passenger rates confirmed effective March 1, 1998 for new business and renewals; approval was granted for the commercial insurance rating program, effective June 15, 1998 and August 15, 1998 for renewals.	A.I. 7
General Accident Group (Canada) Ltd. on behalf of Elite Insurance Company	Application to implement a new private passenger rating program	Approval granted as a result of a meeting of the Board	A.I. 8
Royal & Sunalliance	Application to extend the effective dates of A.I. 6 (1998-99).	Approved as a result of a meeting of the Board.	A.I. 9
Co-operators General Insurance Company	Application to implement revised rates for its snow vehicle class of business.	Approved as a result of a meeting of the Board.	A.I. 10
Colonial Fire & General Insurance Company	Application to implement an Accident Forgiveness Program.	Approved as a result of a meeting with of the Board	A.I. 11
Dominion of Canada General Insurance Company	Application to implement a revised rating program for its commercial class of business	Approval granted as a result of a meeting of the Board	A.I. 12
Ernst & Young on behalf of Travelers Casualty & Surety Company of Canada	Application to implement revised rates for its private passenger and commercial classes of business	Approval granted as a result of a meeting of the Board	A.1. 13
Scottish & York Insurance Company	Application to implement revised private passenger and commercial classes of business	Approval granted as a result of a meeting of the Board	A. I. 14
Non Marine Underwriters at Lloyd's	Application to implement a rating program for its miscellaneous classes of business	Approval granted as a result of a meeting of the Board	A. I. 15
Axa Canada on behalf of Axa Pacific Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business	Approval granted as a result of a meeting of the Board	A. I. 16
Axa Canada on behalf of Insurance Corporation of Newfoundland	Application to implement revised rates for its commercial class of business	Approval granted as a result of a meeting of the Board	A. I. 17
Unifund Assurance	Application to implement revised rates for its private passenger and class of business	Approval granted as a result of a meeting of the Board	A. I. 18
Axa Canada on behalf of Axa Insurance	Application to implement revised rates for its private passenger and commercial classes of business	Approval granted as a result of a meeting of the Board	A. I. 19
Co-operators General Insurance Company	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A. I. 20
Liberty Mutual Insurance Company and Liberty Insurance Company of Canada	Application to implement revised rates for their private passenger class of business	Approval granted as a result of a meeting of the Board	A. I. 21
Lombard Canada on behalf of Lombard Insurance Company, Lombard General Insurance Company of Canada The Continental Insurance Company, Continental Casualty Company, and Tokio Marine & Fire Insurance Company Limited	Application to implement revised rates for their commercial class of business	Approval granted as a result of a meeting of the Board	A. I. 22
Co-operators General Insurance	Application to implement revised rates for its commercial class of business	Approval granted as a result of a meeting of the Board	A.I. 23
Atlantic Insurance Company Limited	Application to implement revised rates for its private passenger and commercial classes of business	Approval granted as a result of a meeting of the Board	A.I. 24
Echelon General Insurance Company	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 25
Royal & SunAlliance Insurance Company of Canada and Quebec Assurance Company	Application to implement revised rates for their commercial class of business	Approval granted as a result of a meeting of the Board	A.I. 26
General Accident Assurance Company of Canada	Application to implement revised rates for its commercial class of business	Approval granted as a result of a meeting of the Board	A.I. 27
The Halifax Insurance Company of Canada	Application to implement revised rates for its commercial class of business	Approval granted as a result of a meeting of the Board	A.I. 28
The Halifax Insurance Company of Canada	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 29
Tillinghast-Towers Perrin on behalf of Federation Insurance Company of Canada	Application to implement revised rating program for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 30
Tillinghast-Towers Perrin on behalf of Federation Insurance Company of Canada	Application for approval to implement a revised rating program for its Commercial class of business	Approval granted as a result of a meeting of the Board	A.I. 31
Pricewaterhouse Coopers on behalf of Colonial Fire & General Insurance Company Limited	Application to implement a revised rating program for its Private Passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 32
Axa Canada on behalf of Insurance Corporation of Newfoundland class of business	Application to implement a revised rating program for its Private Passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 33
Pricewaterhouse Coopers on behalf of Coseco Insurance Company	Application to implement a revised rating program for its Private Passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 34
Allianz Insurance Company of Canada	Application to implement revised rating programs for its Private Passenger and Commercial classes of business	Approval granted as a result of a meeting of the Board	A.I. 35
Trafalgar Insurance Company of Canada	Application to implement a revised rating program for its Private Passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 36
AON Risconcept Inc. on behalf of Metro General InsuranceCorporation	Application to implement a revised rating program for its Private Passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 37
AON Risconcept Inc. on behalf of Metro General Insurance Corporation	Application to implement a revised rating program for its Commercial class of business, and	Approval granted as a result of a meeting of the Board	A.I. 38
Zurich Insurance Company	Application to implement revised rating programs for its Private Passenger and Commercial classes of business	Approval granted as a result of a meeting of the Board	A.I. 39
Zurich Indemnity Company of Canada of business	implement a revised rating program for its Commercial class	Approval granted as a result of a meeting of the Board	A.I. 40
Zurich Indemnity Company of Canada	Application to implement a revised rating program for its Private Passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 41
Canada Life Casualty Insurance Company	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A. I. 42
Non-Marine Underwriters at Lloyd's	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A. I. 43
Non-Marine Underwriters at Lloyd's	Application to implement revised rates for its commercial class of business	Approval granted as a result of a meeting of the Board	A. I. 44
Canadian Group Underwriters Insurance Company	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A. I. 45
The Halifax Insurance Company of Canada	Application to revise its rates for private passenger class of business	Approval granted as a result of a meeting of the Board, with adjustment to $19 rate for uninsured motorist coverage (single rate for all three territories)	A. I. 46
The Dominion of Canada General Insurance Company	Application to revise its rates for its private passenger class of business, & revised October 28, 1998	Approval granted as a result of a meeting of the Board	A. I. 47
Security National Insurance Company	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 48
Elite Insurance Company	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 49
The Personal Insurance Company of Canada	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board, Class 05 to be manually rated	A.I. 50
The Sovereign General Insurance Company	Application to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 51
On the Board's own initiative	In the matter of a review of the automobile insurance rates of Chubb Insurance Company of Canada	To implement rates as set out by the Board, effective January 1, 1999 for new business, and April 1, 1999 for renewals; requiring filing of revised rate pages by January 1, 1999, and rates not to be varied with the prior approval of the Board.	A.1. 52
On the Board's own initiative	In the matter of a review of the automobile insurance rates of The Hartford Fire Insurance Company	To implement rates as set out by the Board, effective January 1, 1999 for new business, and April 1, 1999 for renewals; requiring filing of revised rate pages by January 1, 1999, and rates not to be varied with the prior approval of the Board.	A.I. 53
On the Board's own initiative	In the matter of a review of the automobile insurance rates of Pafco Insurance Company Ltd.	To implement rates as set out by the Board, effective January 1, 1999 for new business, and April 1, 1999 for renewals; requiring filing of revised rate pages by January 1, 1999, and rates not to be varied with the prior approval of the Board.	A.I. 54
Markel Insurance Company of Canada	Application to adopt the Insurers' Advisory Organization's rating program	Approval granted as a result of a meeting of the Board	A.I. 55
Tillinghast Towers on behalf of Federation Insurance Company of Canada	Application for a variance to A.I. 30 (1998-99) to correct coverages to which the renewal discount applies	Approval granted as a result of a meeting of the Board	A.I. 56
Lombard Canada on behalf of Lombard Insurance Company, Lombard General Insurance Company of Canada, The Continental Insurance Company Continental Casualty Company, and the Tokio Fire & Marine Insurance Company Limited	Application for a revised rating program for its private passenger class of business	Approval granted as a result of a meeting of the Board; the Class 2A and Class 02/03 designations denied	A.I. 57
Eckler & Partners on behalf of Faciality Association	Application for revised rates for its private passenger and commercial rating programs	Application denied at a meeting of the Board	A.I. 58
Traders General Insurance Company	Application for a revised rating program for its private-passenger class of business	As a result of a meeting of the Board, approval was granted the application. The company shall in its 1999 filing, review the all perils rates and, if below benchmark, provide justification.	A.I. 59
General Accident Assurance Company	Application for a revised rating program for its private passenger class of business	As a result of a meeting of the Board, approval was granted the application Cwith the all-perils base rate, territory 2,increased to within benchmark range, and the third-part-liability base rates for territory 1 and territory 2 adjusted to reflect indicated changes in the application	A.I. 60
Lloyd's Non-Marine Underwriters	Application requesting an amendment to its multi-vehicle discount	Approval was granted as a result of a meeting of the Board	A.I. 61
Unifund Assurance	Application for an amendment to its Star 'S' Discount applicable to private passenger automobile-insurance premiums	Approval was granted as a result of a meeting of the Board	A.I. 62
Lombard Canada on behalf of Lombard Insurance Company, Lombard General Insurance Company of Canada The Continental Insurance Company, Continental Casualty Company, and Tokio Marine & Fire Insurance Company Limited	Application for approval of a short commute discount, applicable to Class 02 designation	Approval was granted as a result of a meeting of the Board	A.I. 63
The Halifax Insurance Company	Application for approval of revised uninsured motorists premiums	Approval granted as a result of a meeting of the Board	A.I. 64
Royal & Sunalliance Insurance Company of Canada	Application for approval of a revised rating program for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 65
Wellington Insurance Company	Application for approval to implement rating programs for its private passenger and commercial classes of business	Approval granted as a result of a meeting of the Board	A.I. 66
Pafco Insurance Company	Application for approval to implement rating programs for its private passenger and commercial classes of business	Approval granted as a result of a meeting of the Board	A.I. 67
Markel Insurance Company of Canada	Application for approval of its discount/credits schedule for use with its commercial automobile insurance rating program approved in Board Order A.I. 55 (1998-99)	Approval granted as a result of a meeting of the Board	A.I. 68
Co-operators General Insurance Company	Application for approval to implement revised rates for its private passenger class of business	Approval was granted as a result of a meeting of the Board	A.I. 69
Gan Canada on behalf of Gan Canada Insurance Company Gan General Insurance Company	Application to implement revised rates for their private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 70
Co-operators General Insurance Company	Application for approval of changes to endorsement forms SEF 20, SEF 27, and SEF 43R	Approval granted as a result of a meeting of the Board	A.I. 71
Echelon General Insurance Company	Application for approval to implement revised rates for its private passenger class of business	Approval granted as a result of a meeting of the Board	A.I. 72

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Page last updated: Monday, April 12, 1999.