1996 - 1997 Summary of Board Orders: Under The Automobile Insurance Act

SUMMARY OF ORDERS OF THE BOARD ISSUED DURING 1996-1997

UNDER

THE AUTOMOBILE INSURANCE ACT

CHAPTER A - 22, 1990

Order No.	Applicant	Application	Decision
A.I. 1	Co-operators General Insurance Company	Application to implement revised accident benefits rates for motorcycles.	Approval granted as a result of a meeting of the Board.
A.I. 2	Insurance Corporation of Newfoundland	Application to implement revised multi vehicle discount rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 3	Traders General Insurance Company	Application for approval to implement a revised rating program for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 4	Traders General Insurance Company	Application for approval to implement a new Rate Class 05 for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 5	Markel Insurance Company of Canada	Application for approval to implement revised rating programs for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 6	Coseco Insurance Company	Application for approval to implement a revised rating program for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 7	Dominion of Canada General Insurance Company	Application for approval to implement a revised rating program for its Interurban class of business.	Approval granted as a result of a meeting of the Board.
A.I. 8	General Accident Assurance Company of Canada	Application for approval to implement revised rating programs for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 9	Lombard Canada Limited, on behalf of Lombard General Insurance Company of Canada, Lombard Insurance Company, Lombard Canada Limited, Continental Insurance Company, Continental Casualty Company, Niagara Fire Insurance Company, and Tokio Marine and Fire Insurance Company	Application for approval to implement revised rates for their commercial class of business.	Approval granted as a result of a meeting of the Board.
A.I. 10	Royal Insurance Company of Canada and Quebec Assurance Company	Application for approval to implement a revised rating program for their commercial class of business.	Approval granted as a result of a meeting of the Board.
A.I. 11	Axa Canada	Application for approval to implement revised rating programs for its gold key and standard private passenger class of business	Approval granted as a result of a meeting of the Board.
A.I. 12	Axa Canada	Application for approval to implement a revised rating program for its commercial class of business.	Approval granted as a result of a meeting of the Board.
A.I. 13	Lombard Canada Limited on behalf of Lombard Insurance Company	Application for approval to implement a revised rating program for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 14	Guardian Insurance Company of Canada	Application for approval to implement a revised rating program for its commercial class of business.	Approval granted as a result of a meeting of the Board.
A.I. 15	Lombard Canada Limited, on behalf of Lombard General Insurance Company of Canada, Lombard Canada Limited, The Tokio Marine and Fire Insurance Company, Continental Insurance Company, Niagara Fire Insurance Company, and Continental Casualty Company	Application for approval to implement a revised rating program for their private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 16	Scottish & York Insurance Co. Limited	Application for approval to implement a revised rating program for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 17	Tillinghast - Towers Perrin on behalf of Federation Insurance Company of Canada.	Application to implement revised rates for private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 18	Allianz Insurance Company of Canada	Application to implement revised rates for private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 19	Non-Marine Underwriters at Lloyd's	Application to implement revised rates for its commercial class of business.	Approval granted as a result of a meeting of the Board.
A.I. 20	Atlantic Insurance Company Limited	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 21	Axa Canada on behalf of Insurance Corporation of Newfoundland Limited	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 22	Trafalgar Insurance Company of Canada	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 23	Canadian Group Underwriters Insurance Company	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 24	Canada Life Casualty Insurance Company	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 25	Unifund Assurance	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 26	Canadian General Insurance Company	Application to implement revised rates for its commercial class of business.	Approval granted as a result of a meeting of the Board.
A.I. 27	Scottish & York Insurance Co. Limited	Application to implement revised rates for its commercial class of business.	Approval granted as a result of a meeting of the Board.
A.I. 28	Guardian Insurance Company of Canada	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of ameeting of the Board.
A.I. 29	Canadian General Insurance Company	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 30	Traders General Insurance Company	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 31	Lombard Canada Ltd. on behalf of Lombard Insurance Company, Lombard General Insurance Company of Canada, The Continental Insurance Company, Niagara Fire Insurance Company, Continental Casualty Company, and The Tokio Marine and Fire Insurance Company Limited	Application for approval to implement revised rates for their antique/classic vehicle, trailer and camper unit and motor home class of business.	Approval granted as a result of a meeting of the Board.
A.I. 32	Metro General Insurance Corporation Ltd.	Application to implement revised rates for its private passenger, commercial and miscellaneous classes of business .	Approval granted as a result of a meeting of the Board.
A.I. 33	Lombard Canada Ltd. on behalf of Lombard General Insurance Company of Canada, Lombard Insurance Company, Lombard Canada Limited, Continental Insurance Company, Continental Casualty Company, Niagara Fire Insurance Company, and Tokio Marine and Fire Insurance Company Ltd.	Application to amend the effective date granted for new business for implementation of revised rates for their commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 34	AXA Canada	Variance to Order A.I. 11 (1996-97) to correct an error in the Mature Driver Discount which had been shown as an average, only.	Approval granted as a result of a meeting of the Board.
A.I. 35	Non-Marine Underwriters at Lloyd's	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 36	Zurich Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 37	Zurich Indemnity Company of Canada	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 38	Gan Canada on behalf of Gan General Insurance Company and Gan Canada Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 39	Dominion of Canada General Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 40	Cabot Insurance Company Limited	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 41	Axa Pacific Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 42	Canadian Surety Company	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 43	Liberty Mutual Insurance Company	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 44	The Personal Insurance Company of Canada	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 45	Commercial Union Assurance Company of Canada	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 46	Colonial Fire & General Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 47	Sovereign General Insurance Company	Application to implement revised rates for its private passenger and commercial classes of business.	Approval granted as a result of a meeting of the Board.
A.I. 48	Security National Insurance Company	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 49	Metro General Insurance Corporation Ltd.	Variance to Order No. A.I. 32 (1996-97) to revise implementation date of renewal business to 'no later than' April 1, 1997.	Approval granted as a result of a meeting of the Board.
A.I. 50	IAO Actuarial Consulting Services on behalf of Facility Association	Application to implement revised rates for its private passenger class of business.	Approval granted as a result of a meeting of the Board.
A.I. 51	On the Board's Own Initiative	In the matter of a review of the automobile insurance rates of Sentry Insurance, A Mutual Company.	To implement rates as set out by the Board for on, and after, January 1,1997 for new business, and no later than April 1, 1997 for renewals; requiring filing of revised rate pages by January 1, 1997, and rates not to be varied without application to the Board.
A.I. 52	On the Board's Own Initiative	In the matter of a review of the automobile insurance rates of American Home Assurance Company.	To implement rates as set out by the Board for on, and after, January 1, 1997 for new business, and no later than April 1, 1997 for renewals; requiring filing of revised rate pages by January 1, 1997, and rates not to be varied without application to the Board.
A.I. 53	On the Board's Own Initiative	In the matter of a review of the automobile insurance rates of Hartford Insurance Company.	To implement rates as set out by the Board for on, and after, January 1, 1997 for new business, and no later than April 1, 1997 for renewals; requiring filing of revised rate pages by January 1, 1997, and rates not to be varied without application to the Board.
A.I. 54	Royal Canada on behalf of Royal Insurance Company of Canada and Quebec Assurance Company	Application for approval of a revised rating program for their private passenger class of business.	Approval granted as a result of a meeting of the Board, & that the company undertake further review and development of its proposed base rates using its own or IBC NF loss experience and submit to Board by January 31, 1997.
A.I. 55	Co-operators General Insurance Company	Application for approval of a revised rating program for its private passenger class of business.	Approval granted as a result of a meeting of the Board, & that the company undertake further review and development of its proposed base rates using its own or IBC loss experience and submit to Board by January 31, 1997.
A.I. 56	Coopers & Lybrand on behalf of Coseco Insurance Company	Application for approval of a revised rating program for its private passenger class of business.	Approval granted as a result of a meeting of the Board, the combined automobile and property discount has been disallowed.
A.I. 57	Facility Association	Application for variance to A.I. 50 (1996-97) changing the approved base rate for Uninsured Motorist, all territories, to $12; Specified Perils, Territory 1, from $75.02 to $72.02, and the effective date from March 1,1997 to May 1,1997.	Approval granted as a result of a meeting of the Board.
A.I. 58	Guardian Insurance Company of Canada	Application for a variance of A.I. 28 (1996-97) to change the implementation date of revised private passenger automobile insurance rates (renewals) from March 1, 1997 to April 1, 1997.	Approval granted as a result of a meeting of the Board.
A.I. 59	Royal Insurance on behalf of Royal Insurance Company of Canada and Quebec Assurance Company	Application to implement revised Uninsured Motorist rates for their Miscellaneous class of business.	Approval granted as a result of a meeting of the Board.
A.I. 60	Traders General Insurance Company	Application to implement revised private passenger rates, effective April 1, 1997 for new business and renewals.	Approval granted as a result of a meeting of the Board.
A.I. 61	Lombard Canada Limited, on behalf of Lombard Insurance Company	Application to implement a personal choice discount for its private passenger class of business, applicable to those insureds having both homeowner's and automobile insurance policies placed with Lombard Canada Limited.	Approval granted as a result of a meeting of the Board, effective dates April 1, 1997 for new business, June 1, 1997 for renewals. It varies Section 3. of Board Order No. A.I. 13 (1996-97).
A.I. 62	Lombard Canada Limited, on behalf of Lombard General Insurance Company of Canada, Lombard Canada Limited, The Tokio Marine and Fire Insurance Company, Continental Insurance Company, Niagara Fire Insurance Company, and Continental Casualty Company	Application to implement a personal choice discount for its private passenger class of business, applicable to those insureds having both homeowner's and automobile insurance policies placed with Lombard Canada Limited.	Approval granted as a result of a meeting of the Board, effective dates April 1, 1997 for new business, June 1, 1997 for renewals. It varies Section 3. of Board Order No. A.I. 15 (1996-97).