- Public Utilities Board -
Report on Potential Savings
Arising From
Various Product Changes
And Other Considerations
Involving
Automobile Insurance
In
Newfoundland and Labrador


Final Report
      Final Report - March 8, 2004
      Final Report Addendum to Page 18 - March 12, 2004

      Final Report Appendices (Complete) - March 8, 2004
      Appendix 5 Addendum to Pages 2 and 25 - March 12, 2004
 
Individual Appendices
      Appendix 1: Legislative Authority Benchmarking System Statistical Plan
      Appendix 2: Market Structure
      Appendix 3: 2004 Benchmark Report Table of Contents Only
      Appendix 4: Comparison of Current Industry Rates With 2004 Benchmarks
      Appendix 5: Actuarial Report, Mercer Oliver Wyman
         * Appendix 5 Addendum to Pages 2 and 25 - March 12, 2004
      Appendix 6: Underwriting Guidelines
      Appendix 7: Comparison of Current Regular Market Rates With Facility Association

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